Share Draft Checking Accounts

At Habersham FCU, you can choose from two terrific checking plans:

  • Basic Checking provides dividend earnings on your balances, offers no monthly service fees, no minimum balance and no per-check charges.

  • Premium Checking provides dividend earnings on your balances, no per-check charges and no monthly fees with an average daily balance of $500.

These checking features apply to both Basic Checking and Premium Checking:

  • A competitive dividend rate
  • Online access to your account.
  • Overdraft protection with savings
  • Consolidated monthly statements
  • Stop payment
  • My Mobile Money access
    Please see our Fee Schedule for any applicable fees, or contact us for more information about our checking accounts.

MasterCard® Debit Cards

Our MasterCard® Debit Card combines the economy of a checking account with the convenience and versatility of a credit card. Your card works at millions of locations that accept MasterCard® Debit Cards. Your MasterCard® Debit Card draws money from your checking account, so no interest charges apply (ATM charges may apply).

The MasterCard® Debit Card is available with our Checking accounts.

Please contact us if you have any other questions about the MasterCard® Debit Card. Click here to report your card lost or stolen.